Sometimes expenses and purchases cannot always wait until your next payday. When life throws you a curveball that you cannot afford right now, a Short Term loan could be the answer. Short Term loans provide temporary solutions for immediate costs, allowing you to cover urgent expenses now and pay back the money when you have got the funds to do so.
Sometimes waiting days (or even weeks) for a loan just is not good enough. Through Cigno, our solutions can result in a clear cash in your account within hours.
We use our vast experience in the finance industry to find a solution for everyone, No matter what circumstances we will do our best to help.
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
It’s convenient, fast and easy!
Typically, we will only require your personal details such as your address and contact details and your recent 90-day bank statement. If on the rare occasion we need further information is required, we will let know and work with you to get the application submitted as quickly as possible and we’ll only ask you for the specific information we need to find you a suitable solution.
When you make your application, we will provide you with all the relevant information regarding the fees involved and any lender costs. You can also read about these in advance on our Costs page.
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
Cigno acts as your agent to lodge applications with lenders who consider your credit history as history and will consider short term loans for those with bad credit.
A short-term loan is usually paid off within 4-8 weeks, depending on what is best for you.
Every type of loan can affect your credit score in some way and by not paying your repayments on time, it can be affected negatively.
Yes, Cigno loans will always forward your short term loan application to lenders who provide loans with no credit checks.
For more information, check out our FAQ’s.
Please consider your own circumstances before you use Cigno. Please make sure you read our Privacy Policy and Terms of Use.
Cigno is a business name of FTA Data Solutions Pty Ltd.
FTA Data Solutions Pty Ltd is is an Authorised Credit Representative (Credit Representative No. 552387) of Finance & Loans Direct Pty Ltd Australian Credit Licence No. 390166.
Cigno is not a credit provider or a credit assistance provider. We match our customers with partners that may be able to provide a suitable financial solution. We may receive a fee from the partner for connecting a customer with them.
Your completion of our information form does not guarantee approval. We do not endorse or recommend any partner which we may connect you with, please make sure you read and understand the terms and conditions of any partner that we connect you with. All applications with any partner that we connect you with are subject to that partners terms, conditions and eligibility criteria.
All statements on this website are general in nature only and do not constitute finance, credit or legal advice.
Call: (07) 5644 3500
SMS: 0437 873 910
Email: info@cignoloans.com.au
Post: PO Box 3362 Australia Fair, QLD 4215
ABN: 95 670 814 221
