Loans for Unemployed

Fast Cash Loans For Unemployed

Need some quick cash to help you get by between jobs? Been turned away from every financial institution you approach because you do not meet their criteria?

The good news is Cigno can help! At Cigno, we work with lenders who will look at your full financial story – not just whether you’ve got a 9-5 job right now. We will act as your agent to assist you to apply and get approved for a cash loan up to $1000 fast.  Cigno can help you obtain a successful outcome on your application even if you are unemployed and it will not hurt your credit file.

Our team works quickly to find a financial solution that suits you. Get in contact with us now to find how we can help you.

What Is a Loan For Unemployed People?

Loans for unemployment exist to help people who need access to fast money but are currently without work and are therefore having trouble getting approved by mainstream lenders. Many banks and other lenders require employment as part of their qualifying criteria.

Cigno can act as your agent to help you apply for a loan of up to $1000 from a lender who does not require employment as part of its criteria. Cash loans for unemployed people are transferred rapidly with loan funds typically in your account on the same day, helping you pay for urgent or unforeseen expenses now and paying back the debt later

Why Choose Cigno?

The benefits of applying for a cash loan for unemployed people with Cigno include:

Weekend Loans With Bad Credit

Similarly, if you have credit history issues, that’s not a problem. Cigno will lodge your optimised application with a lender who offers weekend loans with no credit check to ensure the process doesn’t further damage your credit history.

Loans for Unemployed People on Benefits

The big banks will not usually consider your benefit payments as a source of income, so they are less likely to approve you for a loan. However, there are many lenders that accept Centrelink payments as a source of income. Cigno will optimise your application to ensure the best chance of a positive outcome.

Loans for Unemployed People with Bad Credit

You might think being unemployed and having bad credit makes it impossible to get a loan, but that is not necessarily the case. Some lenders do not require a good credit history and lend to people who rely on Centrelink income. Cigno can assist you to apply for a bad credit loan by working with a lender who does not perform credit checks.

Loan Repayments

As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. We use direct debiting so you don’t even need to think about your repayments, but we also send reminders so you know exactly when the repayments will come out of your account.

It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses.  If not, then you should consider other options.

Can’t make your repayments?

If during your loan, you cannot make a repayment when required, just let us know. Late repayments may result in additional fees, so we recommend contacting us well in advance if you think you might miss a repayment. Our friendly support team will work with you to arrange a new affordable payment schedule.

Get Started Now

If you are in between jobs and need some money fast, contact Cigno today to find out how we can help


For more information, check out our FAQ’s.