Need some quick cash to help you get by between jobs? Been turned away from every financial institution you approach because you do not meet their criteria?
The good news is Cigno can help! At Cigno, we work with lenders who will look at your full financial story – not just whether you’ve got a 9-5 job right now. We will act as your agent to assist you to apply and get approved for a cash loan up to $1000 fast. Cigno can help you obtain a successful outcome on your application even if you are unemployed and it will not hurt your credit file.
Our team works quickly to find a financial solution that suits you. Get in contact with us now to find how we can help you.
Loans for unemployment exist to help people who need access to fast money but are currently without work and are therefore having trouble getting approved by mainstream lenders. Many banks and other lenders require employment as part of their qualifying criteria.
Cigno can act as your agent to help you apply for a loan of up to $1000 from a lender who does not require employment as part of its criteria. Cash loans for unemployed people are transferred rapidly with loan funds typically in your account on the same day, helping you pay for urgent or unforeseen expenses now and paying back the debt later
The benefits of applying for a cash loan for unemployed people with Cigno include:
Similarly, if you have credit history issues, that’s not a problem. Cigno will lodge your optimised application with a lender who offers weekend loans with no credit check to ensure the process doesn’t further damage your credit history.
The big banks will not usually consider your benefit payments as a source of income, so they are less likely to approve you for a loan. However, there are many lenders that accept Centrelink payments as a source of income. Cigno will optimise your application to ensure the best chance of a positive outcome.
You might think being unemployed and having bad credit makes it impossible to get a loan, but that is not necessarily the case. Some lenders do not require a good credit history and lend to people who rely on Centrelink income. Cigno can assist you to apply for a bad credit loan by working with a lender who does not perform credit checks.
As part of the application process, you will have the opportunity to choose a repayment schedule that is affordable and corresponds with your payday. We use direct debiting so you don’t even need to think about your repayments, but we also send reminders so you know exactly when the repayments will come out of your account.
It is important that you choose the repayment schedule that you can afford while still being able to pay your ongoing everyday expenses. If not, then you should consider other options.
If during your loan, you cannot make a repayment when required, just let us know. Late repayments may result in additional fees, so we recommend contacting us well in advance if you think you might miss a repayment. Our friendly support team will work with you to arrange a new affordable payment schedule.
If you are in between jobs and need some money fast, contact Cigno today to find out how we can help
Yes, unlike the big banks we don’t have extensive eligibility criteria in order for you to be approved for a personal loan. If you’re interested in loans for the unemployed, the only income proof we’ll need is evidence that you’re receiving some sort of government benefits.
At Cigno, we will not hold your credit score against you and that’s why we offer unemployed loans with bad credit. We also offer Centrelink loans for those customers who are unemployed but still receiving weekly or monthly payments in the form of government assistance.
It can be frustrating being out of work and stressful not having access to a regular income. Cigno offer access to the following personal loans for the unemployed:
For more information, check out our FAQ’s.
Please consider your own circumstances before you use Cigno. Please make sure you read our Privacy Policy and Terms of Use.
Cigno is a business name of FTA Data Solutions Pty Ltd.
FTA Data Solutions Pty Ltd is is an Authorised Credit Representative (Credit Representative No. 552387) of Finance & Loans Direct Pty Ltd Australian Credit Licence No. 390166.
Cigno is not a credit provider or a credit assistance provider. We match our customers with partners that may be able to provide a suitable financial solution. We may receive a fee from the partner for connecting a customer with them.
Your completion of our information form does not guarantee approval. We do not endorse or recommend any partner which we may connect you with, please make sure you read and understand the terms and conditions of any partner that we connect you with. All applications with any partner that we connect you with are subject to that partners terms, conditions and eligibility criteria.
All statements on this website are general in nature only and do not constitute finance, credit or legal advice.
Call: (07) 5644 3500
SMS: 0437 873 910
Email: info@cignoloans.com.au
Post: PO Box 3362 Australia Fair, QLD 4215
ABN: 95 670 814 221
